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What is a private mortgage in Canada?

Mar 6, 2023Juliya Rostova2 CommentsHousing Market, Real Estateaverage size, Bank of Canada, Canada, defaults, Financial Services Regulatory Authority of Ontario, higher interest rates, interest-only payment, largest province, lender fees, mortgage investment corporations, Mortgage Investment Entities, national level, private mortgage, residential real estate lending, rising interest rates, rising number of loans, riskier loans, shadow banking, short-term loans, significant risk, terms, third quarter of 2022, tougher mortgage qualification rules, traditional lenders, traditional real estate borrowing market, true costs

Private mortgage in Canada is a viable option for borrowers who cannot secure traditional financing. However, they come with higher interest rates and fees, making them a more expensive option. Private mortgages in Canada are a type of alternative financing offered by private lenders who are not regulated by the government and do not follow…

Private Mortgages: What You Need to Know

Mar 6, 2023Haroon HaiderHousing Market, Mortgage, Real Estatebad credit, borrowing, broker commissions, brokers, calculator, contract, exit plan, family loans, finance, flexible terms, FSRA, high inflation, homeownership, insurance, interest rates, investors, knowledge gap, lender fees, lending, loans, margin of error, mortgage, mortgage calculator, online survey, Ontario, private lenders, private mortgage, regulation, rising interest rates, risk management, short-term solution, slowing economy, traditional loan, weighted sampling

Private mortgages are an increasingly popular way for homeowners to access funding for a variety of needs. Private mortgages are loans made by private individuals or organizations, rather than traditional financial institutions like banks. While private mortgages can be a useful option for those who cannot qualify for traditional financing, they come with their own…

US Housing Market Trends in 2023, Challenges, and Predictions

Feb 25, 2023Haroon HaiderHousing Market, Real Estateaffordable housing, bidding wars, challenges, concessions, economic uncertainties, existing home sales, Federal Reserve, Gen Z, home prices, housing activity, market value, millennials, Mortgage applications, mortgage delinquency rate, mortgage rates, new home sales, pandemic, predictions, recession, rent prices, rising interest rates, supertanker, Trends, US housing market

The US housing market is facing numerous challenges in 2023, including rising interest rates, economic uncertainties, and declining home prices. Despite these challenges, there are some positive indicators such as the increase in new home sales and the slowing down of rent growth in some areas. It is essential to keep in mind that the…

U.S. Hiring Spree Continues

Feb 9, 2023Haroon HaiderEconomy, Labor economics, Technologybenchmark interest rate, central bank, consumer spending, economists, economy, economy slowdown, employers, everyday services, Fed officials, federal benefits, Federal Reserve, Federal Reserve Chair, forecasters, hiring, hiring strategies, inflation, interest rates, job applicants, job candidates, job market, job seekers, jobs report, labor data, labor force, labor market, opportunities, payrolls, private-sector payrolls, recession, recruitment, rising interest rates, technology, U.S., unemployment rate, wage growth, work from home

U.S. Hiring Spree Continues, and the U.S. has added 1.1 million jobs in the past three months and stepped up hiring in January, despite rising interest rates, elevated inflation, and lingering recession fears. This growth is being driven by large, yet often overlooked sectors of the economy, such as restaurants, hospitals, nursing homes, and child-care…