The failure of SVB Financial has highlighted the potential risks associated with uninsured deposits and the need for effective regulation of the US banking system. The implications of this failure extend beyond the individual bank to the wider banking system and the economy as a whole. The concentration of deposits in a handful of systemically…
SVB Financial Group $SIVB, the parent of Silicon Valley Bank, has experienced a significant decline in its share price, which has triggered a massive selloff in the bank shares. Investors have been dumping their shares in the bank after it announced that it lost nearly $2 billion selling assets, following a larger-than-expected decline in deposits.…
Private mortgages are an increasingly popular way for homeowners to access funding for a variety of needs. Private mortgages are loans made by private individuals or organizations, rather than traditional financial institutions like banks. While private mortgages can be a useful option for those who cannot qualify for traditional financing, they come with their own…
Tether Holdings Ltd. operates the largest stablecoin in the cryptocurrency market with a value of $68 billion. However, its founders and owners have scant experience in managing finance at this scale. This article provides insight into the people behind Tether and the challenges it faces as a financial institution. I have always been opposed to…
The risk management is a critical part of the finance industry. The stock market, oil industry, and other areas of finance all have their unique risks and opportunities for profit. However, these must be managed correctly to ensure that the investment is profitable. Companies and individuals must be transparent and accountable, and the industry as…
The history of insurance is a long and fascinating one, spanning thousands of years and involving various cultures and civilizations. From the Babylonians and Chinese to the modern insurance industry, insurance has played a vital role in protecting individuals and businesses against unforeseen events. Today, the insurance industry continues to grow and evolve, providing essential…
Real estate investment can be a great way to build wealth over the long term, but it’s important to have a solid understanding of the tools, techniques, and strategies available to you. From REITs and crowdfunding to buy and hold and value-add investing, there are many ways to invest in real estate. By diversifying your…
At Aliff Capital, we understand the importance of risk management and are committed to helping our customers and clients achieve their investment goals while minimizing the potential for losses. By utilizing our robust risk management process, we can help ensure that our customers and clients can make informed investment decisions with confidence, and achieve better…
Active portfolio management is a dynamic investment strategy that involves the constant monitoring and adjustment of a portfolio to achieve specific goals. Aliff Capital, an investment research company, has been providing active portfolio management services to its clients and customers for several years. The objective of this article is to examine the benefits of active…
Commodities, also known as raw materials, are basic goods used in commerce, such as metals, oil, or agricultural products. Commodities have been traded for thousands of years, with evidence of grain trade in ancient civilizations like Mesopotamia and Egypt. The modern commodities market, however, has its roots in the 19th century. In 1848, the first…