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Canadian Housing Market Trends in February 2023

Mar 1, 2023Juliya Rostova1 CommentHousing Market, Real Estateaffordability, affordable housing, Canadian housing market, government policies, homelessness, housing affordability gap, housing crisis, housing market crash, mortgage stress test, rental market, social housing, vulnerability

The Canadian housing market has been in the news recently due to a variety of factors, including rising interest rates, the mortgage stress test, and a decline in home prices. In this article, we’ll take a closer look at some of the latest statistics and trends from the Canadian Real Estate Association (CREA) and other…

Mortgage Lending: Exploring the Roots

Jan 26, 2023Haroon Haider1 CommentEconomy, Mortgage, Real Estatebuilding and loan associations, Fannie Mae, Federal Housing Administration, Government National Mortgage Association, government regulation, Great Recession, housing market crash, mortgage lending, mortgage-backed securities, National Bank Act, Philadelphia Contributionship, Resolution Trust Corporation, savings and loan crisis, United States

The history of mortgage lending goes back centuries, and it’s still a crucial practice in the real estate industry. By offering collateral, people can borrow money to buy properties that they may not be able to afford upfront. History of Mortgage Lending It’s an old practice that dates back to the Tang Dynasty in China.…