The history of mortgage lending goes back centuries, and it’s still a crucial practice in the real estate industry. By offering collateral, people can borrow money to buy properties that they may not be able to afford upfront. History of Mortgage Lending It’s an old practice that dates back to the Tang Dynasty in China.…
Short Term Rentals and Vacation Homes
Short Term Rentals and Vacation Homes as the New Frontier of Hospitality and Entrepreneurship. With the rise of the sharing economy, the way people travel and rent accommodations has drastically changed. Short-term and vacation rentals have become popular alternatives to traditional hotels, and they offer a lucrative passive income opportunity for property owners. This article…
BondInsight: Revolutionizing Corporate Bond Research with AI, ML, and Big Data
Introduction: We are proud to announce the launch of a joint venture between Aliff Capital and Fintoverse, two innovative online startups in the investment industry. Our joint venture is focused on revolutionizing investment research and analysis by combining the expertise of Aliff Capital in corporate bond research and analysis with the technology expertise of Fintoverse…
Wealth Concentration: A Call for Fair Distribution
Wealth concentration can have significant economic and social effects on the middle and lower classes. It can lead to a reduction in economic mobility, a decrease in purchasing power, and social unrest. However, there are solutions available to address this issue, including tax policies and programs that promote economic mobility. By taking action to address…
Investment: A fascinating history
Investment has been an integral part of human history since ancient times. The concept of investing money for future gains dates back to the ancient civilizations of Mesopotamia, where people invested in crops and livestock. The Romans also had a thriving investment culture, with wealthy citizens investing in real estate and businesses. The economic and…
Monopoly and Property Ownership
Monopoly, the board game had changed the Property Ownership to unprecedented level. In 1903, Elizabeth Phillips created The Landlord’s Game, which eventually evolved into the Monopoly game we know today. Phillips was a supporter of the economist Henry George and envisioned a world where land values were the only form of tax. The game aimed…